Optimize Capital.
Eliminate Fraud. Automate Compliance.
Banks spend $200M+ per year on regulatory compliance. Insurers lose 5-10% of claims to fraud. ProfitGuard delivers real-time capital optimization, AI-powered fraud detection, and automated regulatory reporting — purpose-built for financial institutions.
Financial Services Challenges We Solve
Regulatory Capital Cost
$500M+ excess capital at typical large bankBasel III/IV capital requirements tie up billions in reserve. Sub-optimal RWA calculations, inaccurate credit risk models, and excessive capital buffers reduce ROE unnecessarily.
Claims & Transaction Fraud
5-10% of claims are fraudulentInsurance claims fraud costs 5-10% of total claims. Banking transaction fraud, account takeover, and AML false positives drain investigator resources and increase losses.
Regulatory Reporting Burden
$200M+ annual compliance cost at large banksBCBS 239, MiFID II, Dodd-Frank, IFRS 9/17, Solvency II — each requiring different data, different calculations, and different submission formats on different timelines.
Net Interest Margin Pressure
15-25 bps NIM improvement potentialRate environment volatility, deposit pricing competition, and loan portfolio mix optimization require real-time treasury analytics that most banks lack.
Purpose-Built for Financial Institutions
Regulatory Capital Optimization
Real-time RWA monitoring and capital adequacy analytics that identify over-provisioned capital, optimize credit risk weighting, and ensure continuous Basel III/IV compliance.
Claims & Fraud Intelligence
AI-powered fraud detection for insurance claims, banking transactions, and AML screening — reducing false positives by 60% while improving detection rates.
Regulatory Reporting Automation
Automated regulatory reporting across Basel III/IV, Solvency II, IFRS 9/17, and 50+ jurisdiction-specific requirements. From data aggregation to submission — fully automated.
Treasury & ALM Intelligence
Real-time asset-liability management, liquidity monitoring, and interest rate risk analytics that optimize NIM while maintaining regulatory liquidity buffers.
Top-50 Global Banking Group
Challenge
Basel III capital adequacy monitoring across 12 jurisdictions relied on manual spreadsheet reconciliation, creating regulatory submission delays and $400M+ in excess capital buffers.
Solution
Deployed ProfitGuard's Regulatory Capital Optimization platform integrated with SAP S/4HANA and core banking systems, providing real-time CET1 monitoring across all entities.
Results Achieved
Transform Financial Institution Profitability.
Capital optimization. Fraud prevention. Regulatory automation. See the impact in 14 days.